ValINSPECTSM provides in-person or virtual residential property condition inspections conducted by qualified real estate professionals. The detailed reports provided deliver a thorough assessment of a home’s interior and/or exterior condition, covering structural integrity, maintenance needs, and potential repairs—helping housing finance stakeholders make informed decisions with verified property data.
Benefits of Using ValINSPECT
Enhanced Transparency
- Provides a clear view of the property's condition
- Supports well-informed lending decisions with verified data
Enhanced Due Diligence
- Provides a comprehensive understanding of financed assets
- Strengthens risk assessment for lenders and investors
Improved Loan Quality
- Ensures lenders have a full, accurate picture of the property
- Leads to stronger, more reliable loan portfolios by reducing uncertainty
Accelerated Underwriting Process
- Clear inspection reports deliver valuable data quickly
- Reduces delays, expediting underwriting and loan approvals
Reduced Loan Default Risk
- Identifies potential issues upfront for better risk assessment and mitigation
- Helps prevent loans on properties with undisclosed problems
Increased Confidence in Assets
- Investors gain assurance in the properties backing securities
- Helps mitigate perceived risk in mortgage-backed assets
Commonly Used In
Home Equity Lending
Private Lending
Bridge Loans
Renovation Loans
Investor Collateral Risk
Portfolio Loans
Other ValINSPECT Services to Fit Your Needs
ValINSPECT Virtual
A fast, cost-effective residential inspection that uses live video and a mobile device to capture interior and/or exterior property data. A trained virtual inspector guides the home occupant through the process either on-demand or scheduled at a convenient time.
ValINSPECT Disaster
Provides timely post-disaster property inspections—either in-person or virtually via live video—to assess potential damage when a property is located within a declared disaster area. Photos and data are collected to support risk and lending decisions.
Key Features of ValINSPECT
Easy-to-Use Report with Photos
- Organized in a grid format for clarity
- Includes interior and/or exterior property data
- Provides accurate descriptions of the subject and neighborhood
Condition & Marketability
- Highlights key findings and recommendations
- Details property address, size, and relevant attributes
- Notes necessary repairs and maintenance suggestions
Quality Control & Accuracy
- Each report undergoes manual quality checks
- Each file is carefully reviewed to ensure it meets the client's specific requirements
- Monthly audits ensure inspector reliability
Combine ValINSPECT for Maximum Benefit
Pair ValINSPECT with an Automated Valuation Model (AVM) or Evaluation for a cost-effective, fully IAEG- and FIRREA-compliant property valuation.Â
Use the detailed inspection to support:
Desktop Appraisals
PMI Removals
Occupancy Verification
REO Inspections
Interested in Learning More?
Speak With Our Team
877-490-0390