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Riding the Refi Waves: A Unified Valuation Strategy in 2026

The 2026 mortgage market will bring waves of refinance opportunities. Lenders who succeed will use a smart, tiered valuation strategy. This guide outlines a unified approach, combining powerful data analytics from Veros and modern appraisal solutions from Valligent to maximize efficiency and manage risk in the coming refi waves.

Servicing Solutions Feature

Why Escrow Shock is the 2026 Mortgage Default Trigger

Escrow Shock is the silent 2026 mortgage default trigger. As rising taxes and insurance premiums shatter the myth of the “fixed” payment, default servicers must pivot to high-integrity property intelligence to manage the surge in FHA delinquencies and borrower hardship.

Fast, Accurate and Convenient Valuations Using Virtual Inspections

The digitization of real estate valuations with virtual inspections improves speed without compromising accuracy and lowers underwriting revision rates. This heightened efficiency in valuations expedites the loan decision process, facilitating quicker deal closures.

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The Latest ValTALK Podcast

Michelle Rogers, Chief Valuation Officer at New American Funding, discusses how UAD 3.6, AI, and better data are transforming valuation. Learn why modernization is creating new opportunities for appraisers and ...
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Photo of U.S. Department of Veterans Affairs (VA) Chief Appraiser James Heaslet
The appraisal profession is entering a period of rapid transformation. In this episode of ValTALK, U.S. Department of Veterans Affairs (VA) Chief Appraiser James Heaslet explores how emerging technologies like ...
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Host Jeff Hogan, Chief Appraiser at Valligent, sits down with Lyle Radke, Principal in Collateral Risk Management at Fannie Mae, to unpack what’s driving the latest changes in valuation and what the new UAD 3.6 appraisal means for the industry.
What does UAD 3.6 really mean for the future of appraisal reporting? On today’s ValTALK podcast, host and Chief Appraiser Jeff Hogan sits down with Lyle Radke of Fannie Mae ...
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